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You are viewing rates from banks across Santa Clarita
Below are the best one-year CD Rates from banks in Santa Clarita, California. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.
Santa Clarita, CA - August 3, 2025
1 Year CD National Average : 0.55% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.54% |
$10,000 |
22.45 |
Learn More
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Rate History: 5.12% → 4.85% → 4.75% → 4.59% → 4.54% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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4.40% |
$10,000 |
- |
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Warning: Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.25% |
$25,000 |
- |
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Early Withdrawal Penalty is 6 months interest. |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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4.25% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.20% |
$2,500 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.90% |
$1,000 |
22.62 |
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Rate History: 4.40% → 4.30% → 4.10% → 4.00% → 3.90% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.85% |
$500 |
- |
Learn More
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Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.79% 0.30% |
$250,000 $1,000 |
16.66 |
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Rate History: 4.70% → 4.65% → 4.50% → 4.20% → 3.79% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.29% |
$1,000 |
23.50 |
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Rate History: 3.44% → 3.29% → 4.00% → 3.29% |
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3.05% |
$1,000 |
23.23 |
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Rate History: 4.76% → 3.05% |
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3.00% 0.10% |
$2,500 $1 |
23.07 |
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Rate History: 4.25% → 3.00% |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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3.00% |
$0 |
- |
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Early Withdrawal Penalty is 180 days interest. |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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2.48% |
$10,000 |
19.08 |
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Rate History: 3.04% → 2.48% |
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2.00% |
$10,000 |
23.81 |
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Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$1,000 |
22.79 |
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Rate History: 3.50% → 1.00% |
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0.65% |
$100,000 |
16.60 |
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0.55% |
$10,000 |
22.76 |
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0.50% |
$10,000 |
16.60 |
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0.42% |
$100,000 |
19.48 |
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0.40% |
$100,000 |
22.58 |
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0.35% |
$100,000 |
24.58 |
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.35% |
$10,000 |
22.58 |
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0.30% |
$1,000 |
- |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.30% |
$100,000 |
22.80 |
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0.30% |
$50,000 |
18.44 |
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0.27% |
$10,000 |
19.48 |
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0.25% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 181 days interest. |
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.25% |
$10,000 |
22.80 |
Learn More
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0.25% |
$10,000 |
24.58 |
Learn More
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.22% |
$100,000 |
8.01 |
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0.20% |
$1,000 |
- |
Learn More
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.19% |
$10,000 |
8.01 |
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0.15% |
$500 |
- |
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.15% 0.01% |
$1 $0 |
22.58 |
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.10% |
$10,000 |
22.62 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.01% |
$500 |
22.64 |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Community Commerce Bank Tarzana Branch |
19538 Ventura Boulevard | Tarzana | CA |
|
HSBC Bank USA, National Association Encino Branch |
16311 Ventura Boulevard | Encino | CA |
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Bank of Hope Northridge Branch |
10147 Reseda Boulevard | Northridge | CA |
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State Bank of India (California) State Bank Of India Branch |
21724 Ventura Blvd | Woodland Hills | CA |
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Zions Bank Woodland Hills Branch |
21800 Burbank Boulevard, Suite 160 | Woodland Hills | CA |
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Comerica Bank Woodland Hills Branch |
5700 Canoga Ave Bldg G Ste 100 | Woodland Hills | CA |
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City National Bank Chatsworth Banking Office Branch |
9400 Topanga Canyon Blvd | Chatsworth | CA |
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JPMorgan Chase Bank, National Association Simi Valley Branch |
660 East Los Angeles Avenue, Suite B12 | Simi Valley | CA |
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First Bank Woodland Hills Branch |
21757 Erwin Street | Woodland Hills | CA |
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Hanmi Bank Northridge Branch |
10180 Reseda Blvd. | Northridge | CA |
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SMBC MANUBANK Warner Center Branch |
21550 Oxnard Street, Suite 250 | Los Angeles | CA |
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Hanmi Bank Northridge Branch |
10180 Reseda Blvd. | Northridge | CA |
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Mission Bank Lancaster Branch |
43830 20th Street West | Lancaster | CA |
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Citizens Business Bank Encino Branch |
16830 Ventura Blvd Suite 310 | Encino | CA |
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United Business Bank Tri-Cities Branch |
330 North Brand Blvd., Ste. 120 | Glendale | CA |
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Citizens Business Bank Encino Branch |
16830 Ventura Blvd Suite 310 | Encino | CA |
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Bank of Hope Northridge Branch |
10147 Reseda Boulevard | Northridge | CA |
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Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
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Cathay Bank Northridge Branch |
9045 Corbin Avenue #100 | Northridge | CA |
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Mission Bank Lancaster Branch |
43830 20th Street West | Lancaster | CA |
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Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
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United Business Bank Tri-Cities Branch |
330 North Brand Blvd., Ste. 120 | Glendale | CA |
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Bank of the Sierra Valencia Branch |
26328 Citrus Avenue | Valencia | CA |
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Bank of the Sierra Valencia Branch |
26328 Citrus Avenue | Valencia | CA |
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Umpqua Bank Encino Branch |
16501 Ventura Blvd., Suite 101 | Encino | CA |
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Comerica Bank Woodland Hills Branch |
5700 Canoga Ave Bldg G Ste 100 | Woodland Hills | CA |
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East West Bank San Fernando Valley Cbc0 Branch |
15821 Ventura Boulevard | Encino | CA |
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Umpqua Bank Encino Branch |
16501 Ventura Blvd., Suite 101 | Encino | CA |
|
First-Citizens Bank & Trust Company Encino Branch |
16055 Ventura Boulevard, Ste 110 | Encino | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.
Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.
Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.
The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.
Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates